Buyer’s Guide
First-Time Home Buyers
Buying your first home can seem overwhelming, but with Brandi Buckner Young, Realtor at Century 21 Foley Realty, it doesn’t have to be. Brandi is ready to answer your questions, address your concerns, and guide you through every step of the process. For first-time homebuyers, having a realtor as your advocate is crucial. Brandi knows the market, understands the local area, and has a network of connections from mortgage brokers to inspectors. Reach out to Brandi with any questions about buying your first home – she’s here to assist!
Pick a Professional
Purchasing a home is one of the most significant investments you’ll ever make. Whether you’re buying in a new neighborhood, upsizing, downsizing, or relocating, you need a trusted and experienced Realtor on your side. Brandi Buckner Young with Century 21 Foley Realty is dedicated to helping you find your dream home and guiding you through the entire home-buying process, from purchase agreements and counteroffers to inspections and closing matters.
Century 21 Foley Realty equips its agents with the latest technology, comprehensive marketing, and ongoing professional development, ensuring Brandi can offer you top-notch service. Brandi is an expert in the local community, providing detailed knowledge about the area, schools, and other valuable insights, making your home-buying experience as smooth as possible.
Choosing a Qualified Realtor
If you need assistance selecting an agent, contact us. Brandi Buckner Young will provide personalized service to ensure you feel comfortable and confident throughout the entire process.
How Much Can You Afford?
Before starting your home search, it’s crucial to know your budget. This will help you focus your search and save time and stress later. Meet with a mortgage professional to determine how much you can afford, what you should put towards your down payment, and understand the associated costs and fees. Our team of mortgage experts is here to help you determine your buying power today.
Pre-Qualified vs. Pre-Approved
When meeting with a mortgage professional, you can get pre-qualified or pre-approved. In today’s competitive market, serious buyers are advised to get pre-approved. Pre-qualification is a quick, informal process that gives you a general idea of how much you can borrow. Pre-approval, however, provides peace of mind, allows you to act quickly when you find a home, and strengthens your position in a bidding war. Let our specialists guide you through the pre-approval process today.
Find Your Home
Choosing the right community is just as important as finding the right home. Browse our community profiles to learn about the areas we serve. Knowing what kind of home you want – style, number of bedrooms and bathrooms, and other preferences – will help refine your search.
Search for Properties Online
Once you know your preferences and have been pre-approved, you can start looking. Use our Property Search tool to browse homes by location, price, or number of bedrooms and baths. Our map search allows you to view homes in your preferred communities or school districts. Personalize your search to fit your location and criteria.
Create an Account On My Site
Create an account with Brandi’s website to get the most out of our personalized services and advanced technology. Receive real-time property alerts, save searches and favorite properties, and generate Market Snapshot reports.
Buying a Foreclosure
Foreclosed homes can offer excellent opportunities but come with a different purchasing process. Contact Brandi Buckner Young for expert advice and guidance if you’re interested in exploring this market segment.
Moving Forward
1. Make an Offer: When you find your desired home, Brandi will help you decide on a reasonable offer, which will be presented to the seller and their agent.
2. Put Down a Deposit: Once your offer is accepted, you’ll need to put down a deposit to show your commitment to buying. This may be due diligence money, earnest money, or a building deposit if you’re purchasing a new construction home
3. Due-Diligence Period: Brandi will guide you through this process, ensuring you understand all contract conditions, provisions, and obligations, as well as guiding you through appraisals and inspections.
4. Closing: The final step is closing, where ownership is officially transferred from seller to buyer, and you’ll sign mortgage paperwork.
5. Celebrate: You are now a homeowner! Your new home is more than an investment – it’s where you’ll make memories and celebrate milestones. Brandi is honored to be part of your journey to finding the perfect home.
Do You Still Have Questions?
Contact Brandi Buckner Young with any questions – she’s happy to assist you.
